Mini/Midi Baccarat
How-to Player's Guide
Overview
The goal of Mini/Midi Baccarat is to have a hand with a total value as close to 9 as possible.
Cards numbered 2 through 9 are valued as numbered; tens and face cards have a value of zero (0); and aces have a value of one (1). The total value of the cards combined for the player or banker goes by the last digit only.
For example: 9 + 6 = 5 K + 2 = 2 Q + A + 6 = 7
Baccarat offers three different ways to make a wager:
Banker | Wins if the banker’s hand has a point count higher than that of the player’s hand.
Player | Wins if the player’s hand has a point count higher than that of the banker’s hand.
Tie | Wins when both the player and banker have an equal point count. (Paid 8 to 1)
Rules
Banker's Hand
If the player shows 6 or 7, the bank will act the same as the player.
If the player shows 0, 1, 2, 3, 4 or 5, the actions of the bank will depend on the third card drawn by the player as follows:
| 3 | No draw if the third card is an 8 |
| 4 | Draw if 2, 3, 4, 5, 6 or 7 |
| 5 | Draw if 4, 5, 6 or 7 |
| 6 | Draw if 6 or 7 |
| 7 | Stands |
| 8 | Natural - no draw |
| 9 | Natural - no draw |
Player's Hand
| 0, 1, 2, 3,4, 5 | Draw |
| 6, 7 | Stand |
| 8, 9 | Natural - no draw |
Dragon Bonus
Dragon bonus is a baccarat side bet that pays when your hand is a natural winner or when it wins by at least four points. The player may place a bet on the dragon bonus, the player/banker, or both. The dragon bonus pays as follows:
Naturals
| Natural winners | 1 to 1 |
| Natural ties | Push |
Non-Naturals
| Win by nine points | 30 to 1 |
| Win by eight points | 10 to 1 |
| Win by seven points | 4 to 1 |
| Win by six points | 4 to 1 |
| Win by five points | 2 to 1 |
| Win by four points | 2 to 1 |
All other outcomes, including nonnatural ties, result in a loss of the dragon bonus bet. Pay the player, banker, and tie winning bets as usual.